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6 things you need to do if you want to be a millionaire by 40

There is no harm in having an early start in life. Most of those who are millionaires and billionaires in the society today did not stumble on wealth. They had plans which they followed step by step until they became known for who they are today.


In a free system as this, there is no restriction to the amount of money somebody can make if they are hardworking and focused. This means that you can make as much money as you want with the effort you put into the acquisition of wealth.

If you are keen on making and having a seven-figure number before the age of 40, then there are some tips you need to follow. These tips have been discovered to be useful as they come from people who have made it big in life.

Since you do not have anything to lose in trying out these things, then you can make use of them and see how different your life would be afterwards.

Check out some of the things you need to do if you want to have an early start in life and be a millionaire before the age of 40:

1. Learn how to save and make investment

It does not matter how old you are, if you are keen on making it in life, then you have to start by learning how to save.

Nothing is too small to be saved; these savings can be kept in secure accounts that you do not have access to. This will help you not to touch the money even when there is an emergency.

Whatever you save should be invested and not placed into another savings account. The best way to tie money down is to invest it into a profitable business that will yield return. If you are working, a part of your salary should be saved every month.

Contribute money towards your retirement so that you are not stranded in any way when you are no longer in active service.

2. Have more than one source of income

The bitter truth is that you will die a poor man if you stick to one source of income. While you have a sustainable means of income, make investments or do businesses that will continue to bring in money from different points.

You cannot afford to make plans based on a source of income; in planning to become a millionaire, you need to start thinking like one. Think and grow rich; it is a must for your ideas to lead to streams of income.

Depending on your net worth, you can own a business venture or be a part owner. Either way, you need a business by the side to bring in money so that you will not get broke. The more streams of income you have, the more financially stable you will be.

3. Concentrate on earning

If you want to be a millionaire, then you have to put your eyes on the prize. Do not take your eyes off the concept of making more money. You have to find means of increasing your income while doing things to double your savings.

Concentrate on earning and do everything possible to make more money. Follow the money and it will help you see opportunities that can yield in more money.

Find high paying jobs you can have by the side, supply services to those who need and you will make more before you know it. It is important for you to read books that will widen your horizon and teach you the basic things you need to know before staring a business.

4. Work on your mentality

If you want to be a controller of millions, then you need to change the way you think. Firstly, you have to believe you can make the money while you go in active pursuit of things that will bring you more money.

Being rich has to do with your thinking; do not join the masses in believing something is impossible. Create goals and make sure they become actualized.

While you are all about becoming a millionaire, you have to invest in your personal development. Read one or two pages of motivational and inspirational books everyday. Listen to the news; let your knowledge of things be vast and you will have ideas pouring in. Have mentors that can set you on the right path.

Do not stick to your field alone. It is essential for you to be an all rounder if you want to be a renowned millionaire. Many of the millionaires in the society are readers. They consume knowledge and make it a must to learn everyday.

5. Move out with like minds

As a millionaire in the making, you have to associate yourself with people that you want to be like. The positive energy they emit and their success stories will push you beyond limits and help you actualize all your dreams.

Move with people who support your dreams and will set you on the right paths. Strive to be with talented people who understand your objectives in life and will help you inspire you with their dreams.

Remember great minds think alike. If you are surrounded with people who shares your vision and understands the importance of making it in life, you will break grounds.

Peradventure you turn out to be a millionaire who is surrounded by shallow thinkers, you stand the chance of losing your net worth and investment. Millionaires’ way of thinking is really different from that of middle class people.

6. Aim high

Even as you plan on becoming a millionaire, have it in mind to have go beyond the first digit. Having the first one million should not be end point for you; strive to have up to ten million and use the above tips to double the amount as you start.

Learn to think big and chase you dreams. Not doing this is the mistake most people make.

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“Couples who sleep naked have a happier relationship” – Survey

A new survey has revealed that couples who sleep naked have a happier relationship.

The study from Cotton USA asked couples what they slept in at bedtime and then asked them to rate how happy they were in their relationship.

According to the results, 57 percent of those who slept in the nude said they felt happy, compared to 48 percent of pyjamas wearers, 43 percent of nightie wearers and a mere 38 percent of people who wore pants, bum shorts, etc.

Stephanie Thiers-Ratcliffe of Cotton USA said that one of the leading factors for this was that the nakedness encouraged intimacy and openness, thanks to the skin-on-skin contact and the feeling of soft bedding.

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Guys! Ths is what happens to the pen*s as you get older, according to science

Our bodies change with age, but how about the most private parts? What happens to Pen.!s when it ages? Let’s get some clear answers.

So, guys, what can you expect to happen to your Pen.!s when you grow older? These clues will prepare you for the inevitable changes.

How Pen.!s changes with age?


When most men are born, their Pen.!ses reach only 4 cm in length! The average size ranges between 16 and 23 cm. Does it decrease in size, when you grow old? Not exactly, but things change. For instance, if you gain much weight, your Pen.!s looks shorter. The fat is located in the lower part of your belly and covers up part of the Pen.!s shaft. However, in your 60s or 70s the Pen.!s can actually a bit shrink in size by some 2-3 cm.

Testicle size

After 40 they decrease by 1 third of their size. Healthy younger men have them around 3 cm in size, while the older guys may have only 2 cm size balls.

Working condition

The performance changes, too. When you turn 40, your S3@.x:’ual activity and the amount of male hormones in the body decreases. In the youth a healthy man may have S3@.x:’ several times a day, in the later age erectile dysfunction may change things for worse. The muscles weaken and the vessels get clogged. It also contributes to weaker erection. So, having S3@.x:’ few times a week is great, when you age.



It greatly depends on the sensitivity of your male organ. Unfortunately with age it decreases a bit, but it’s good for those guys, who come too fast. Now they have more chances to gain control and boost the duration of their performance in bed.


You start losing your head hair with the age, but that’s not it. Men also lose their pubic hair and their Pen.!ses change the color a bit.

Time spares no one, so enjoy your S3@.x:’ life in the  young age, but do not worry, over 80 percent of men maintain their male organs in great working condition even being seniors.

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Guys beware! It is dangerous to have s*x in these 4 situations

Is S3@.x:’ always good? There are times when you should stay away from it, and every man should know the reasons not to get busy! This list may surprise you.

List of 4 reasons why not to have S3@.x:’:

Besides the obvious thing – not being the husband of the lady you plan to enjoy, there are other reasons to keep away from intimacy. Here they are.

1. At your bachelor’s party


You are a groom and your friends bring in some girls to have fun at your last bachelor’s night out. It’s the worst possible idea to get busy with a stripper or some strange girl. You have picked that woman to be your wife for a reason. Keep it in mind, when other ladies offer fun to you. You do not want to start your married life with cheating. What you sow, you will reap!

2. Alcohol


Either you or she or both of you are drunk. How much is too much? 3 to 5 drinks can make you less wise in your decisions and less cautious. Consuming alcohol, you become more open for risky things, such as unprotected S3@.x:’. And you put yourself and the other person in danger of getting SDTs (HIV and other love bugs) or impregnating the woman.

Such a situation is highly undesirable. So, if you drink too much, make a rule to abstain from S3@.x:’ with a new girlfriend.

3. At her parents’ house


That’s not the best location for the love games. They may return home unexpectedly. Or if they are home, they may enter her room any time and catch you at it. It’s a very embarrassing situation.

4. When you wish to marry her


She is a V!rg!n, and you have made up your mind to marry her. But you want her so and think: what if we do it now? Why wait for the wedding night? Stop! You are going to ruin it all. Waiting does not kill anyone. Just set the date and you won’t regret it. As waiting double the pleasure on the first night!

These reasons should stop you and make you think. S3@.x:’ is not always a good idea, and it can be dangerous and has the power to ruin your life when done at the wrong time and with the wrong person.

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